:root{--brand-ivory:#f5f1e8;--bg:#efe7db;--bg-strong:#e4d8c5;--surface:rgba(255,252,247,0.92);--surface-strong:#fffdfa;--border:rgba(37,48,58,0.12);--border-strong:rgba(37,48,58,0.22);--text:#15222d;--muted:#5b6770;--accent:#153f52;--accent-soft:#d8e6ec;--accent-warm:#9b7b4d;--shadow:0 28px 75px rgba(15,29,38,0.09)}*{box-sizing:border-box}body{margin:0;overflow-x:hidden;color:var(--text);background:radial-gradient(circle at top left,rgba(255,255,255,.85),transparent 28%),linear-gradient(180deg,var(--brand-ivory) 0,var(--bg) 100%);font-family:Avenir Next,Segoe UI,sans-serif}a{color:inherit}button,input,select{font:inherit}.pageShell{width:min(1180px,calc(100% - 32px));margin:0 auto;padding:42px 0 88px}.brandFooter,.brandHeader,.mobileStickySummary,.summaryActionRow{border:1px solid var(--border);background:var(--brand-ivory);box-shadow:var(--shadow)}.brandFooter,.brandHeader{border-radius:22px}.brandHeader{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;min-height:76px;padding:8px 28px 9px;margin-bottom:16px;border-color:rgba(37,48,58,.1);background:rgba(245,241,232,.88);box-shadow:0 14px 42px rgba(15,29,38,.06);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.brandWordmark{display:inline-flex;align-items:center;gap:10px;text-decoration:none}.brandFullLogoImage{display:block;width:clamp(150px,14vw,210px);height:auto;object-fit:contain}.brandDot{width:12px;height:12px;border-radius:999px;background:linear-gradient(180deg,#d14c3c,#8f1d22);box-shadow:0 0 0 6px rgba(209,76,60,.12)}.brandWordmark small,.brandWordmark strong{display:block}.brandWordmark small{color:var(--muted);margin-top:2px}.brandHeaderLinks{display:flex;gap:20px;flex-wrap:wrap;align-items:center;justify-content:center;font-size:.94rem;line-height:1.2}.brandFooterMeta a,.brandHeaderLinks a,.navResetButton{color:var(--accent);text-decoration:none}.navResetButton{border:0;padding:0;background:transparent;cursor:pointer}.brandHoldingShell{min-height:100vh;width:min(100% - 32px,980px);margin:0 auto;display:grid;place-items:center;padding:32px 0 64px}.brandHoldingCard{width:100%;display:grid;grid-gap:22px;gap:22px;justify-items:center;text-align:center;padding:52px 28px}.brandHoldingLeaf{position:relative;width:min(420px,72vw);height:min(420px,72vw)}.brandHoldingCopy{max-width:640px}.brandHoldingCopy h1{margin:10px 0 14px;font-family:Georgia,Times New Roman,serif;font-size:clamp(3rem,8vw,5.5rem);line-height:.95}.brandHoldingLine{margin:0 0 24px;color:var(--muted);line-height:1.6;font-size:1.08rem}.brandHomeShell{width:min(1180px,calc(100% - 32px));margin:0 auto;padding:28px 0 72px}.brandHomeHero{min-height:min(720px,calc(100svh - 56px));display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.72fr);align-items:center;grid-gap:34px;gap:34px;padding:clamp(28px,5vw,58px) 0 36px}.brandHomeCopy{max-width:650px;text-align:center}.brandContactBand h2,.brandHomeCopy h1,.brandPrinciplesIntro h2{margin:8px 0 16px;font-family:Georgia,Times New Roman,serif;line-height:1;letter-spacing:0}.brandHomeCopy h1{max-width:10ch;margin-left:auto;margin-right:auto;font-size:clamp(3.15rem,3.7rem,4.2rem)}.brandHomeLead{max-width:36rem;margin:0 auto;color:var(--muted);font-size:1.12rem;line-height:1.62}.brandHomeActions{justify-content:center;display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.brandHomeImage{position:relative;min-height:520px;border-radius:28px;overflow:hidden;box-shadow:0 32px 90px rgba(15,29,38,.16)}.brandHomeImage:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(15,29,38,.18));pointer-events:none}.brandHomeImage img{object-fit:cover}.brandContactBand,.brandPrinciples{border-top:1px solid var(--border);padding:42px 0}.brandPrinciples{display:grid;grid-template-columns:minmax(0,.72fr) minmax(0,1fr);grid-gap:32px;gap:32px;align-items:start}.brandContactBand h2,.brandPrinciplesIntro h2{font-size:clamp(2rem,2.4rem,2.8rem)}.brandContactBand p,.brandPrinciplesIntro p{margin:0;color:var(--muted);line-height:1.58}.brandPrincipleGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px}.brandPrincipleGrid article{min-height:190px;display:grid;align-content:space-between;grid-gap:18px;gap:18px;padding:18px;border:1px solid var(--border);border-radius:8px;background:rgba(255,252,247,.74)}.brandPrincipleGrid strong{font-size:1.08rem}.brandPrincipleGrid p{margin:0;color:var(--muted);line-height:1.5}.brandContactBand{display:flex;align-items:center;justify-content:space-between;gap:24px}.brandContactBand>div{max-width:650px}@keyframes barReveal{0%{transform:scaleX(0)}to{transform:scaleX(1)}}@keyframes cardSettle{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@keyframes quietSheen{0%{transform:translateX(-120%)}45%,to{transform:translateX(120%)}}.brandLeafArt{min-height:360px;border-radius:24px;background:radial-gradient(circle at top left,rgba(255,255,255,.92),transparent 35%),linear-gradient(180deg,#f7efe5,#e9ddcb);border:1px solid rgba(21,63,82,.08);position:relative;overflow:hidden}.leafCluster{position:absolute;inset:0}.heroLeaf{position:absolute;display:block;border-radius:90% 0 90% 0;background:linear-gradient(180deg,#d14c3c,#8f1d22);box-shadow:inset 0 0 0 1px rgba(255,255,255,.22)}.leafMain{width:180px;height:230px;left:120px;top:58px;transform:rotate(-15deg)}.leafAccent{width:120px;height:154px;left:220px;top:122px;transform:rotate(24deg);opacity:.92}.leafShadow{width:128px;height:168px;left:78px;top:158px;transform:rotate(-42deg);opacity:.5;filter:saturate(.7)}.heroLeafStem{position:absolute;width:6px;height:230px;left:198px;top:176px;background:linear-gradient(180deg,#745437,#503721);transform:rotate(18deg);border-radius:999px}.brandCard p:last-child,.brandVisualCopy p,.featureCallout p,.structureItem p{color:var(--muted);line-height:1.6}.hero{display:grid;grid-template-columns:1fr;grid-gap:20px;gap:20px;margin-bottom:20px}.heroCopy,.heroStat,.panel,.summaryCard{background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.heroCopy,.panel,.summaryCard{border-radius:28px}.heroCopy{padding:38px;position:relative;overflow:hidden}.heroCopy:after{content:"";position:absolute;inset:auto -40px -50px auto;width:240px;height:240px;border-radius:50%;background:radial-gradient(circle,rgba(155,123,77,.12),transparent 70%);pointer-events:none}.heroStat{border-radius:32px;padding:18px;background:linear-gradient(180deg,rgba(21,63,82,.98),rgba(16,46,60,.98));color:#f8f4ee;display:flex;flex-direction:column;justify-content:flex-end}.heroMoodboard{position:relative;min-height:clamp(380px,52vw,620px);margin-bottom:20px;overflow:hidden;border-radius:26px;background:transparent}.heroImage{object-fit:cover;object-position:center}.heroAustralianStamp{position:absolute;top:12px;left:12px;padding:8px 10px;border-radius:999px;background:rgba(8,33,45,.72);color:rgba(248,244,238,.92);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;border:1px solid rgba(255,255,255,.14)}.briefLabel,.eyebrow,.fieldLabel,.resultLabel{text-transform:uppercase;letter-spacing:.08em;font-size:.77rem}.hero h1,.methodCard strong,.sectionHeading h2,.summaryCard h2,.trustCard strong{font-family:Georgia,Times New Roman,serif}.hero h1{margin:8px 0 16px;max-width:min(15ch,100%);overflow-wrap:break-word;line-height:.96;font-size:clamp(2.9rem,6vw,4.8rem)}.confidenceNote,.disclaimerList p,.fieldHelper,.heroStat p,.insightList p,.lead,.resultHelper,.sectionHeading p,.summaryNote{color:var(--muted);line-height:1.55}.heroStat strong{display:block;margin:10px 0 12px;line-height:1;font-size:clamp(2rem,5vw,3.6rem)}.heroStat p{color:rgba(248,244,238,.86)}.heroScenarioType{display:inline-flex;align-items:center;align-self:flex-start;margin-bottom:10px;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);color:rgba(248,244,238,.92);font-size:.76rem;letter-spacing:.08em;text-transform:uppercase}.heroBadgeRow{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.heroSeal{display:inline-flex;align-items:center;padding:8px 12px;border-radius:999px;border:1px solid rgba(155,123,77,.3);background:rgba(155,123,77,.08);color:var(--accent);font-size:.83rem;text-decoration:none}.heroBullets{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px;margin-top:26px}.heroTagline{margin:18px 0 0;font-size:1rem;font-weight:700;color:var(--accent)}.heroBullets div,.methodCard,.trustCard{border-radius:20px;border:1px solid var(--border)}.heroBullets div{padding:16px;background:rgba(255,255,255,.62)}.heroBullets strong,.methodCard strong,.trustCard strong{display:block;margin-bottom:8px;font-size:1.05rem}.heroBullets span{display:block;color:var(--muted);line-height:1.5}.heroActionRow{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.heroStartAction{margin-top:22px}.primaryAction,.secondaryAction{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 18px;text-decoration:none;transition:transform .16s ease,opacity .16s ease}.primaryAction{background:var(--accent);color:#f8f4ee}.secondaryAction{background:rgba(255,255,255,.74);border:1px solid var(--border);color:var(--text)}.primaryAction:hover,.secondaryAction:hover{transform:translateY(-1px)}.heroDecisionList{display:grid;grid-gap:10px;gap:10px;margin-top:18px}.heroDecisionList span{display:grid;grid-gap:4px;gap:4px;padding-top:10px;border-top:1px solid rgba(255,255,255,.14)}.heroDecisionList small{color:rgba(248,244,238,.72);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase}.heroDecisionList strong{margin:0;color:rgba(248,244,238,.96);font-size:1.08rem;line-height:1.35}.commandPanel,.comparisonToolShell,.depositHeroPanel,.explainerPanel,.topVisualHero{border:1px solid var(--border);background:var(--surface);box-shadow:var(--shadow);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.topVisualHero{position:relative;overflow:hidden;min-height:clamp(500px,54vw,660px);display:grid;align-items:stretch;margin-bottom:18px;border-radius:38px;background:var(--accent);color:#f8f4ee;box-shadow:0 34px 90px rgba(12,29,39,.18)}.topHeroImage{position:absolute;inset:0}.heroIllustrativeNote{position:absolute;right:18px;bottom:18px;z-index:2;padding:7px 10px;border-radius:999px;background:rgba(12,29,39,.52);color:rgba(255,248,236,.82);font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.topHeroMobileIntro{display:none}.topHeroImage:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.74) 0,rgba(0,0,0,.58) 34%,rgba(0,0,0,.22) 58%,rgba(0,0,0,.2))}.topHeroContent{position:relative;z-index:1;display:grid;grid-template-columns:minmax(280px,.5fr) minmax(320px,.5fr);grid-gap:clamp(22px,4vw,48px);gap:clamp(22px,4vw,48px);align-items:end;width:min(100%,1120px);margin:0 auto;padding:clamp(42px,6vw,76px)}.topHeroCopy{max-width:min(44vw,500px)}.topHeroCopy .eyebrow,.topHeroCopy p{color:rgba(248,244,238,.82)}.topHeroCopy h1{margin:20px 0 28px;max-width:8ch;font-family:Georgia,Times New Roman,serif;font-size:clamp(1.95rem,4.4vw,4.3rem);line-height:.95;letter-spacing:-.03em;text-wrap:balance}.topHeroCopy>p:not(.eyebrow):not(.heroTrustLine){max-width:34ch;margin:0;font-size:clamp(.96rem,1.1vw,1.06rem);line-height:1.5;overflow-wrap:break-word}.topHeroLeadMobile{display:none}.heroCtaRow{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.primaryHeroCta,.secondaryHeroCta{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:13px 19px;border-radius:999px;text-decoration:none;font-weight:800}.primaryHeroCta{background:#fff8ec;color:#112937;box-shadow:0 18px 45px rgba(0,0,0,.18)}.secondaryHeroCta{border:1px solid rgba(255,248,236,.42);color:#fff8ec;background:rgba(255,255,255,.08);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.heroTrustLine{margin-top:14px!important;color:rgba(248,244,238,.68)!important;font-size:.9rem!important;letter-spacing:.03em}.topHeroProof{justify-self:end;width:min(100%,310px);padding:18px;border:1px solid rgba(255,255,255,.18);border-radius:24px;background:linear-gradient(180deg,rgba(12,30,40,.58),rgba(12,30,40,.34));box-shadow:inset 0 1px 0 rgba(255,255,255,.08);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.topHeroProof span{display:block;color:rgba(248,244,238,.58);font-size:.76rem;letter-spacing:.12em;text-transform:uppercase}.topHeroProof strong{display:block;margin-top:10px;font-family:Georgia,Times New Roman,serif;font-size:clamp(1.55rem,2.4vw,2.15rem);line-height:1.02;letter-spacing:-.035em}.topHeroProof p{margin:12px 0 0;color:rgba(248,244,238,.72);line-height:1.5;font-size:.94rem}.investorRealityPanel{display:grid;grid-gap:22px;gap:22px}.detailedResultsDisclosure>summary,.investorRealityPanel>summary{display:flex;align-items:center;justify-content:space-between;gap:16px;cursor:pointer;list-style:none}.detailedResultsDisclosure>summary::-webkit-details-marker,.investorRealityPanel>summary::-webkit-details-marker{display:none}.detailedResultsDisclosure>summary span,.investorRealityPanel>summary span{font-family:Georgia,Times New Roman,serif;font-size:clamp(1.55rem,2.8vw,2.15rem);font-weight:700;letter-spacing:-.03em}.detailedResultsDisclosure>summary strong,.investorRealityPanel>summary strong{border:1px solid var(--border);border-radius:999px;padding:10px 14px;background:rgba(255,255,255,.68);color:var(--accent);font-size:.9rem}.detailedResultsBody,.investorRealityBody{display:grid;grid-gap:18px;gap:18px;margin-top:18px}.detailedResultsDisclosure[open]>summary strong{background:var(--accent);color:#fff8ec}.investorViewHero{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));grid-gap:14px;gap:14px}.realityMetricCard{display:grid;grid-gap:10px;gap:10px;padding:18px;border-radius:22px;border:1px solid rgba(21,63,82,.1);background:rgba(255,252,247,.78)}.realityMetricCard span{color:var(--muted);font-size:.86rem;line-height:1.45}.realityMetricCard strong{font-family:Georgia,Times New Roman,serif;font-size:clamp(1.4rem,2vw,1.85rem);line-height:1;letter-spacing:-.03em}.realityMetricCard p{margin:0;color:var(--muted);font-size:.88rem;line-height:1.45}.realityMetricCard.highlight{border-color:rgba(21,63,82,.18);background:linear-gradient(180deg,rgba(216,230,236,.85),rgba(255,252,247,.92))}.realityMetricCard.weeklyHighlight{border-color:rgba(182,74,59,.2);background:linear-gradient(180deg,rgba(255,248,239,.96),rgba(247,230,222,.7))}.realityMetricCard.weeklyHighlight strong{color:#9f332d}.investorWaterfall{display:grid;grid-gap:12px;gap:12px;padding:18px;border:1px solid rgba(21,63,82,.1);border-radius:24px;background:linear-gradient(180deg,rgba(248,244,238,.96),rgba(255,252,247,.82))}.waterfallIntro{display:grid;grid-gap:4px;gap:4px;margin-bottom:4px}.waterfallIntro strong{color:var(--text);font-size:.98rem}.waterfallIntro p{max-width:720px;margin:0;color:var(--muted);font-size:.92rem;line-height:1.5}.waterfallRow{display:grid;grid-template-columns:minmax(170px,.42fr) minmax(0,1fr);grid-gap:14px;gap:14px;align-items:center}.waterfallGroupLabel{grid-column:1/-1;margin:8px 0 -4px;color:var(--muted);font-size:.74rem;font-weight:850;letter-spacing:.16em;text-transform:uppercase}.waterfallLabel{display:flex;justify-content:space-between;gap:10px;align-items:baseline}.waterfallLabel span{color:var(--muted);line-height:1.3}.waterfallLabel strong{color:var(--text);white-space:nowrap}.waterfallTrack{position:relative;height:22px;overflow:hidden;border-radius:999px;background:rgba(21,34,45,.08)}.waterfallTrack span{display:block;height:100%;min-width:3px;border-radius:inherit}.waterfallRow.bankRate .waterfallTrack span{background:#c0392b}.waterfallRow.rentOffset .waterfallTrack span{background:#27ae60}.waterfallRow.taxBenefit .waterfallTrack span{background:#2ecc71}.waterfallRow.holdingCosts .waterfallTrack span{background:#e67e22}.waterfallRow.grossInvestorCostRate{margin-top:2px;padding:12px;border-radius:18px;background:rgba(21,63,82,.06)}.waterfallRow.grossInvestorCostRate .waterfallTrack span{background:linear-gradient(90deg,#c0392b,#e67e22)}.waterfallRow.grossInvestorCostRate .waterfallLabel span,.waterfallRow.grossInvestorCostRate .waterfallLabel strong{color:var(--accent);font-weight:850}.waterfallRow.trueNetRate .waterfallTrack span{background:#1b3a4b}.waterfallRow.trueNetRate{margin-top:2px;padding:12px;border-radius:18px;border-top:1px solid rgba(21,63,82,.1);background:rgba(255,255,255,.66)}.waterfallRow.trueNetRate .waterfallLabel strong{color:var(--accent)}.investorBridge{display:grid;grid-gap:14px;gap:14px;padding:20px;border-radius:24px;border:1px solid rgba(21,63,82,.1);background:linear-gradient(180deg,rgba(248,244,238,.95),rgba(255,252,247,.78))}.investorBridgeRows{display:grid;grid-gap:8px;gap:8px}.bridgeRow{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 14px;border-radius:16px;background:rgba(255,255,255,.58);border:1px solid rgba(21,63,82,.08)}.bridgeRow span{display:grid;grid-gap:3px;gap:3px;color:var(--muted);line-height:1.35}.bridgeRow span small{max-width:34rem;color:var(--muted);font-size:.78rem;font-weight:500;line-height:1.35}.bridgeRow strong{white-space:nowrap}.bridgeRow.emphasis{background:rgba(216,230,236,.54)}.bridgeRow.final{background:linear-gradient(135deg,rgba(21,63,82,.95),rgba(30,78,95,.9));color:#fff8ec}.bridgeRow.final span{color:rgba(255,248,236,.78)}.bridgeRow.final strong{font-family:Georgia,Times New Roman,serif;font-size:clamp(1.45rem,3vw,2.1rem);letter-spacing:-.03em}.calculationDisclosure{border:1px solid rgba(21,63,82,.1);border-radius:18px;background:rgba(255,255,255,.52)}.calculationDisclosure summary{cursor:pointer;padding:13px 14px;color:var(--accent);font-weight:800}.calculationDisclosure div{display:grid;grid-gap:8px;gap:8px;padding:0 14px 14px}.calculationDisclosure p,.realityRateNote{margin:0;color:var(--muted);line-height:1.5;font-size:.9rem}.comparisonToolShell{display:grid;grid-gap:16px;gap:16px;margin-bottom:22px;padding:clamp(12px,2vw,18px);border:1px solid rgba(21,63,82,.1);border-radius:36px;background:radial-gradient(circle at top left,rgba(255,255,255,.88),transparent 30%),linear-gradient(180deg,rgba(255,252,247,.92),rgba(232,241,245,.78));box-shadow:0 28px 70px rgba(15,29,38,.08)}.commandPanel{display:grid;grid-gap:20px;gap:20px;margin-bottom:0;padding:clamp(20px,3vw,30px);border:1px solid rgba(21,63,82,.1);border-radius:30px;background:radial-gradient(circle at 12% 10%,rgba(255,255,255,.92),transparent 26%),linear-gradient(135deg,rgba(255,253,249,.98),rgba(230,238,239,.86))}.commandIntro{display:grid;grid-template-columns:minmax(0,.74fr) minmax(360px,1fr);grid-gap:clamp(18px,3vw,34px);gap:clamp(18px,3vw,34px);align-items:stretch}.commandIntro h2,.depositHeroHeading h2,.explainerCopy h2{margin:6px 0 0;font-family:Georgia,Times New Roman,serif;line-height:.98}.commandIntro h2{max-width:12.5ch;font-size:clamp(2rem,4.1vw,3.45rem);letter-spacing:-.045em;text-wrap:balance}.commandIntroCopy{display:grid;align-content:center}.commandIntroCopy>p:last-child{max-width:58ch;margin:14px 0 0}.commandIntroCopy>p:last-child,.depositHeroHeading p{color:var(--muted);line-height:1.6}.commandProofGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:12px;gap:12px}.commandProofGrid div{min-height:152px;display:grid;align-content:start;grid-gap:12px;gap:12px;padding:18px;border:1px solid rgba(21,63,82,.1);border-radius:22px;background:linear-gradient(180deg,rgba(255,255,255,.82),rgba(255,252,247,.64));box-shadow:0 18px 42px rgba(15,29,38,.06)}.commandProofGrid span{width:-moz-fit-content;width:fit-content;padding:6px 9px;border-radius:999px;background:rgba(21,63,82,.08);color:var(--accent);font-size:.76rem;letter-spacing:.08em;text-transform:uppercase}.commandProofGrid strong{display:block;font-size:1.08rem}.commandProofGrid p{margin:0;color:var(--muted);font-size:.9rem;line-height:1.45}.commandGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:10px;gap:10px;align-items:start;padding:12px;border:1px solid rgba(21,63,82,.12);border-radius:24px;background:rgba(255,255,255,.68)}.commandGrid .field{min-width:0}.commandGrid .fieldLabel{min-height:1.6em}.commandGrid .input{min-height:50px;border-radius:14px}.commandGrid .segmentedControl{width:100%;min-height:50px;align-items:center}.commandGrid .segment{flex:1 1 auto;padding:10px 11px;font-size:.9rem}.commandMutedField{min-height:78px;padding:12px 14px;border:1px dashed var(--border);border-radius:16px;background:rgba(255,255,255,.54)}.commandMutedField strong{font-size:1rem}.commandMutedField span:last-child{color:var(--muted);font-size:.88rem}.depositHeroPanel{margin-bottom:0;padding:28px;border-radius:32px;background:radial-gradient(circle at 92% 4%,rgba(37,91,112,.1),transparent 34%),linear-gradient(135deg,rgba(255,255,255,.96),rgba(248,244,238,.92));color:var(--text);border:1px solid rgba(21,63,82,.1);box-shadow:0 24px 70px rgba(26,36,43,.08)}.depositHeroHeading{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.82fr);grid-gap:22px;gap:22px;align-items:end;margin-bottom:20px}.depositHeroHeading .eyebrow,.depositHeroHeading p{color:var(--muted)}.depositHeroHeading h2{max-width:13ch;font-size:clamp(2.25rem,5vw,4.3rem)}.depositCardGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:18px;gap:18px}.mobileComparisonToggle{display:none}.depositDecisionCard{display:grid;grid-gap:18px;gap:18px;padding:20px;border:1px solid rgba(21,63,82,.14);border-radius:24px;background:rgba(255,255,255,.92);box-shadow:0 18px 44px rgba(26,36,43,.08);transition:transform .16s ease,background .16s ease,border-color .16s ease;animation:cardSettle .62s ease both}.depositDecisionCard:nth-child(2){animation-delay:80ms}.depositDecisionCard:nth-child(3){animation-delay:.16s}.depositDecisionCard:hover{transform:translateY(-2px);background:#fff;border-color:rgba(21,63,82,.28)}.depositDecisionCard.lmiCleared{background:linear-gradient(180deg,rgba(231,241,245,.96),rgba(255,255,255,.94)),#fff;border-color:rgba(21,63,82,.36);box-shadow:0 20px 54px rgba(21,63,82,.13)}.depositDecisionCard.schemeEligibleSignal{border-color:rgba(194,130,54,.36);background:linear-gradient(180deg,rgba(255,250,240,.98),rgba(255,255,255,.94)),#fff}.depositCardHeader{display:flex;justify-content:space-between;gap:12px;align-items:center}.depositCardHeader span{display:block;font-weight:800;font-size:1.08rem}.depositCardHeader small{display:block;margin-top:4px;color:var(--muted);font-size:.86rem}.depositCardHeader strong{padding:7px 10px;border-radius:999px;background:rgba(194,130,54,.13);color:#8a581f;font-size:.76rem;letter-spacing:.06em;text-transform:uppercase}.depositDecisionCard.lmiCleared .depositCardHeader strong{background:rgba(21,63,82,.12);color:var(--accent)}.depositHeroMetric{position:relative;overflow:hidden;padding:18px;border-radius:20px;background:rgba(21,63,82,.06)}.depositHeroMetric:after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent,rgba(255,255,255,.42) 46%,transparent 72%);transform:translateX(-120%);animation:quietSheen 2.8s ease .9s both}.depositHeroMetric span,.depositMetricStack span{display:block;color:var(--muted);font-size:.76rem;letter-spacing:.07em;text-transform:uppercase}.depositHeroMetric strong{display:block;margin-top:8px;font-family:Georgia,Times New Roman,serif;font-size:clamp(2.05rem,3.35vw,3rem);line-height:.96;letter-spacing:-.035em;overflow-wrap:anywhere}.upfrontBreakdown{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:10px;gap:10px}.upfrontBreakdown div{position:relative;overflow:hidden;min-width:0;padding:12px;border-radius:16px;background:linear-gradient(180deg,rgba(255,255,255,.74),rgba(21,63,82,.045)),rgba(21,63,82,.045);border:1px solid rgba(21,63,82,.06);transition:transform .16s ease,border-color .16s ease,background .16s ease}.upfrontBreakdown div:hover{transform:translateY(-1px);border-color:rgba(194,130,54,.24);background:linear-gradient(180deg,rgba(255,255,255,.9),rgba(194,130,54,.08)),rgba(255,255,255,.76)}.calculationLine,.upfrontBreakdown span{color:var(--muted);font-size:.76rem;letter-spacing:.05em;text-transform:uppercase}.upfrontBreakdown strong{display:block;margin-top:7px;color:var(--text);font-size:clamp(.96rem,1vw,1.08rem);line-height:1.15;letter-spacing:-.01em;overflow-wrap:anywhere}.calculationLine{margin:-6px 0 0;line-height:1.45;text-transform:none;letter-spacing:0;overflow-wrap:break-word}.schemeSignalCard{padding:13px 14px;border:1px solid rgba(194,130,54,.3);border-radius:18px;background:linear-gradient(135deg,rgba(194,130,54,.13),rgba(255,255,255,.76)),rgba(255,250,240,.88)}.schemeSignalCard span{display:block;color:#8a581f;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.schemeSignalCard strong{display:block;margin-top:5px;color:var(--navy);font-size:1rem;line-height:1.2}.schemeSignalCard p{margin:7px 0 0;color:var(--muted);font-size:.82rem;line-height:1.35}.depositMetricStack{display:grid;grid-gap:0;gap:0}.depositMetricStack div{display:flex;justify-content:space-between;gap:18px;padding:12px 0;border-top:1px solid rgba(21,63,82,.1);transition:padding .16s ease,color .16s ease}.depositMetricStack div:hover{padding-left:6px}.depositMetricStack strong{flex-shrink:0;text-align:right;color:var(--text);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;letter-spacing:-.01em}.depositMetricStack div:last-child{margin-top:2px;padding:14px 12px 12px;border-top:1px solid rgba(21,63,82,.16);border-radius:16px;background:rgba(21,63,82,.055)}.depositMetricStack div:last-child strong{color:var(--accent);font-size:1.08rem}.explainerPanel{display:grid;grid-template-columns:minmax(240px,.42fr) minmax(0,1fr);grid-gap:22px;gap:22px;margin-bottom:20px;padding:22px;border-radius:28px}.textOnlyExplainer{grid-template-columns:1fr}.explainerImage{position:relative;min-height:320px;overflow:hidden;border-radius:22px}.explainerCopy{align-self:center}.explainerCopy h2{max-width:16ch;font-size:clamp(2.1rem,4vw,3.5rem)}.panel,.summaryCard{padding:28px;margin-bottom:20px}.sectionHeading{margin-bottom:18px}.sectionHeading h2,.summaryCard h2{margin:0 0 8px;font-size:1.55rem}.advancedGrid,.briefGrid,.coreGrid,.formSplit{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:16px;gap:16px}.scenarioSetupGrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:12px;gap:12px;margin-bottom:18px;padding:12px;border:1px solid rgba(21,63,82,.1);border-radius:18px;background:rgba(255,252,247,.56)}.scenarioSetupGrid>.field,.scenarioSetupGrid>.infoCard,.scenarioSetupGrid>.visibleTaxCard{min-width:0}.scenarioSetupGrid .fieldLabel{font-size:.72rem}.scenarioSetupGrid .segmentedControl{width:100%;min-height:46px;align-items:center;overflow-x:auto}.scenarioSetupGrid .segment{flex:1 0 auto;padding:10px 12px;font-size:.92rem;white-space:nowrap}.scenarioSetupGrid .visibleTaxCard{display:grid;grid-gap:10px;gap:10px;padding:0;border:0;background:transparent}.scenarioSetupGrid .visibleTaxCard .fieldHelper{display:none}.taxDetailsInline{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px;padding:14px;border:1px solid rgba(21,63,82,.1);border-radius:16px;background:rgba(255,255,255,.48)}.methodGrid,.trustRibbon{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:16px;gap:16px;margin-bottom:20px}.methodCard,.trustCard{padding:22px;background:rgba(255,255,255,.64);box-shadow:var(--shadow)}.premiumIntro{background:linear-gradient(135deg,rgba(255,253,249,.95),rgba(232,223,210,.7))}.actionPanel{background:linear-gradient(180deg,rgba(255,252,247,.98),rgba(239,245,247,.9))}.conversionGrid,.moneyCaseGrid,.quickProofGrid,.salesFormGrid,.verdictMetrics{display:grid;grid-gap:16px;gap:16px}.salesFormGrid{grid-template-columns:repeat(2,minmax(0,1fr))}.conversionGrid,.moneyCaseGrid,.quickProofGrid,.verdictMetrics{grid-template-columns:repeat(3,minmax(0,1fr))}.conversionCard,.moneyCaseCard,.proofTile,.verdictMetric{padding:18px;border-radius:20px;border:1px solid var(--border);background:rgba(255,255,255,.74)}.conversionCard strong,.moneyCaseCard strong,.proofTile strong,.verdictMetric strong{display:block;margin-top:8px;font-size:1.35rem}.moneyCasePanel{background:linear-gradient(135deg,rgba(220,231,224,.72),rgba(255,252,247,.94))}.verdictPanel{display:grid;grid-template-columns:1.15fr 1fr;grid-gap:18px;gap:18px}.verdictPanel.comfortable{background:linear-gradient(135deg,rgba(219,234,226,.92),rgba(255,252,247,.98))}.verdictPanel.balanced{background:linear-gradient(135deg,rgba(238,230,210,.92),rgba(255,252,247,.98))}.verdictPanel.strained{background:linear-gradient(135deg,rgba(242,224,219,.92),rgba(255,252,247,.98))}.conversionPanel{background:linear-gradient(135deg,rgba(231,239,244,.9),rgba(255,252,247,.98))}.conversionCard button{margin-top:14px;border:1px dashed var(--border-strong);background:rgba(255,255,255,.7);color:var(--muted);border-radius:999px;padding:12px 16px}.actionLink{border:1px dashed var(--border-strong);background:rgba(255,255,255,.78);color:var(--text);border-radius:999px;text-decoration:none}.actionButton,.actionLink{display:inline-flex;align-items:center;justify-content:center;margin-top:14px;padding:12px 16px}.actionButton{border:1px solid var(--border-strong);background:rgba(19,62,84,.92);color:#fff;border-radius:999px;cursor:pointer}.printButton{margin:0 0 18px}.actionHint{display:block;margin-top:10px;color:var(--muted);font-size:.95rem}.saveMessage{margin-top:16px;padding:12px 14px;border-radius:14px;background:rgba(255,255,255,.74);border:1px solid var(--border);color:var(--text)}.savedScenarioToolbar{margin:8px 0 18px;display:flex;flex-wrap:wrap;gap:10px;align-items:center}.savedScenarioToolbar .actionButton{margin-top:0}.cloudSaveBanner{display:flex;align-items:center;justify-content:space-between;gap:16px;margin:8px 0 18px;padding:16px 18px;border-radius:18px;border:1px solid var(--border);background:rgba(255,255,255,.74)}.cloudSaveBanner p{margin:8px 0 0;color:var(--muted)}.cloudSaveActions{display:flex;gap:12px;align-items:center}.emailLoginRow{grid-column:1/-1;display:flex;gap:10px;width:100%}.emailLoginRow input{flex:1 1;min-width:220px;border:1px solid var(--border);border-radius:999px;padding:12px 16px;font:inherit;color:var(--text);background:#fffaf0}.legalPanel,.pricingPanel{border:1px solid var(--border);border-radius:22px;background:rgba(255,255,255,.78);box-shadow:0 18px 48px rgba(16,38,52,.08)}.pricingPanel{display:flex;align-items:center;justify-content:space-between;gap:18px;margin:0 0 18px;padding:18px}.pricingPanel>div:first-child{min-width:0}.pricingPanel p{margin:8px 0 0;color:var(--muted);line-height:1.5}.pricingActions{display:flex;flex-shrink:0}.cookieConsentBanner{position:fixed;left:18px;right:18px;bottom:18px;z-index:60;display:flex;align-items:center;justify-content:space-between;gap:18px;max-width:940px;margin:0 auto;padding:18px;border:1px solid rgba(27,58,75,.14);border-radius:22px;background:rgba(255,250,240,.94);box-shadow:0 22px 70px rgba(16,38,52,.18);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px)}.cookieConsentBanner p{margin:6px 0 0;color:var(--muted);line-height:1.45}.cookieConsentActions{display:flex;gap:10px;flex-shrink:0}.legalPageShell{min-height:100vh;padding:20px;background:radial-gradient(circle at top left,rgba(214,189,137,.22),transparent 34rem),var(--surface)}.legalPanel{max-width:860px;margin:26px auto;padding:clamp(28px,5vw,54px)}.legalPanel h1{margin:0 0 18px;font-family:var(--font-display);font-size:clamp(2.4rem,6vw,4.8rem);line-height:.95;letter-spacing:-.045em;color:var(--navy)}.legalPanel h2{margin-top:28px;color:var(--navy)}.legalPanel p{color:var(--muted);line-height:1.7}.advancedGrid,.comparisonEditor{margin-top:18px}.advancedIntro,.contextAlert{border:1px solid var(--border);background:rgba(255,255,255,.68);border-radius:18px;padding:16px 18px}.advancedIntro{grid-column:1/-1}.advancedIntro p,.contextAlert p{margin:8px 0 0;color:var(--muted);line-height:1.55}.contextAlert{margin:18px 0 0}.fhbSupportCard{display:grid;grid-gap:18px;gap:18px;padding:clamp(18px,3vw,26px);border:1px solid rgba(21,63,82,.12);border-radius:28px;background:radial-gradient(circle at 92% 0,rgba(235,194,105,.16),transparent 32%),linear-gradient(135deg,rgba(255,253,249,.98),rgba(245,241,232,.92));box-shadow:0 22px 54px rgba(15,29,38,.07)}.fhbSupportHeader{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-gap:18px;gap:18px;align-items:start}.fhbSupportHeader h2{margin:6px 0 10px;font-family:Georgia,Times New Roman,serif;font-size:clamp(1.6rem,3vw,2.35rem);line-height:1;letter-spacing:-.035em}.fhbDisclaimer,.fhbSupportHeader p,.fhbSupportSection details,.fhbSupportSection p{color:var(--muted);line-height:1.5}.fhbDisclaimer,.fhbSupportHeader p,.fhbSupportSection p{margin:0}.fhbSupportBadge,.fhbSupportSectionHeader span{width:-moz-fit-content;width:fit-content;border-radius:999px;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.fhbSupportBadge{padding:8px 10px;background:rgba(21,63,82,.08);color:var(--accent)}.fhbSupportControls{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:12px;gap:12px}.fhbSupportGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:14px;gap:14px}.fhbSupportSection{display:grid;align-content:start;grid-gap:12px;gap:12px;padding:16px;border:1px solid rgba(21,63,82,.12);border-radius:22px;background:rgba(255,255,255,.72)}.fhbSupportSection.compact{grid-column:1/-1}.fhbSupportSection.positive{border-color:rgba(39,126,88,.28);background:linear-gradient(180deg,rgba(255,255,255,.82),rgba(237,248,241,.72))}.fhbSupportSection.neutral{background:rgba(255,255,255,.62)}.fhbSupportSectionHeader{display:grid;grid-gap:8px;gap:8px}.fhbSupportSectionHeader span{padding:6px 8px;background:rgba(21,63,82,.08);color:var(--accent)}.fhbSupportSectionHeader strong{font-size:1.05rem}.fhbSupportStatus{font-weight:800;color:var(--text)!important}.fhbReliefNumbers,.fhbSchemeCompare{display:grid;grid-gap:8px;gap:8px}.fhbReliefNumbers>div,.fhbSchemeCompare>div{display:flex;justify-content:space-between;gap:12px;padding:10px 12px;border:1px solid rgba(21,63,82,.1);border-radius:14px;background:rgba(255,255,255,.7)}.fhbReliefNumbers span,.fhbSchemeCompare span{color:var(--muted);font-size:.86rem}.fhbReliefNumbers strong,.fhbSchemeCompare strong{text-align:right;white-space:nowrap}.fhbReliefNumbers .saving,.fhbSchemeCompare .saving{border-color:rgba(39,126,88,.22);background:rgba(237,248,241,.78)}.fhbDisclaimer,.fhbNoRelief{padding:12px 14px;border-radius:16px;background:rgba(235,194,105,.14)}.fhbSupportSection summary{cursor:pointer;color:var(--accent);font-weight:800}.taxReformNote{grid-column:1/-1}.taxReformNote p,.taxTreatmentNote{margin:8px 0 0;color:var(--muted);font-size:.92rem;line-height:1.5}.taxTreatmentCard{display:grid;grid-gap:14px;gap:14px;padding:18px;border-radius:22px;border:1px solid rgba(21,63,82,.12);background:rgba(255,252,247,.78)}.taxTreatmentCard.warning{border-color:rgba(191,124,45,.28);background:rgba(255,246,229,.82)}.taxTreatmentCard.positive{border-color:rgba(39,126,89,.22);background:rgba(244,251,246,.76)}.taxTreatmentCardHeader{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}.taxTreatmentCardHeader div{display:grid;grid-gap:5px;gap:5px}.taxTreatmentCardHeader span{color:var(--muted);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase}.taxTreatmentCardHeader strong{font-family:Georgia,Times New Roman,serif;font-size:clamp(1.25rem,2vw,1.6rem);letter-spacing:-.025em;color:var(--ink)}.taxTreatmentCardHeader small{border:1px solid rgba(21,63,82,.13);border-radius:999px;padding:7px 10px;background:rgba(255,255,255,.58);color:var(--muted);white-space:nowrap}.taxTreatmentControlGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:12px;gap:12px}.taxTreatmentCard p{margin:0;color:var(--muted);line-height:1.52}.taxTreatmentDeferredAmount{display:flex;justify-content:space-between;gap:12px;align-items:center;padding:12px 14px;border-radius:16px;background:rgba(21,63,82,.07)}.taxTreatmentDeferredAmount span,.taxTreatmentDisclaimer{color:var(--muted);font-size:.86rem;line-height:1.45}.taxTreatmentDeferredAmount strong{color:var(--accent);white-space:nowrap}.taxTreatmentGrandfather{border-radius:16px;border:1px solid rgba(21,63,82,.1);background:rgba(255,255,255,.44);padding:12px 14px}.taxTreatmentGrandfather summary{cursor:pointer;color:var(--accent);font-weight:700;list-style:none}.taxTreatmentGrandfather summary::-webkit-details-marker{display:none}.taxTreatmentGrandfather summary:after{content:"+";float:right;color:var(--muted)}.taxTreatmentGrandfather[open] summary:after{content:"−"}.taxTreatmentGrandfather div{display:grid;grid-gap:10px;gap:10px;margin-top:12px}.taxTreatmentGrandfather p{font-size:.9rem}.advancedCard{display:flex;flex-direction:column;gap:10px}.advancedSection{grid-column:1/-1;display:grid;grid-gap:14px;gap:14px;padding:18px;border:1px solid rgba(21,63,82,.12);border-radius:22px;background:rgba(255,255,255,.48)}.advancedSection+.advancedSection{margin-top:4px}.advancedSectionHeading{display:flex;align-items:flex-end;justify-content:space-between;gap:18px}.advancedSectionHeading h3{margin:0;font-family:Georgia,Times New Roman,serif;font-size:1.28rem;letter-spacing:-.02em}.advancedSectionHeading p{max-width:560px;margin:0;color:var(--muted);line-height:1.5}.advancedSectionGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:14px;gap:14px}.compactSummaryGrid{grid-template-columns:repeat(4,minmax(0,1fr))}.assumptionSummaryCard{min-height:118px;display:grid;align-content:space-between;grid-gap:12px;gap:12px;padding:16px;border:1px solid rgba(21,63,82,.1);border-radius:18px;background:rgba(255,255,255,.74)}.assumptionSummaryCard span{color:var(--muted);font-size:.84rem;letter-spacing:.04em;text-transform:uppercase}.assumptionSummaryCard strong{font-size:1.35rem;line-height:1.08}.assumptionSummaryCard.highlight{background:linear-gradient(135deg,rgba(21,63,82,.94),rgba(37,82,94,.9));color:#fff8ec}.assumptionSummaryCard.highlight span{color:rgba(255,248,236,.72)}.assumptionSummaryCard.highlight small{color:rgba(255,248,236,.72);line-height:1.4}.weeklyRealitySection{background:linear-gradient(135deg,rgba(232,241,245,.62),rgba(255,252,247,.74))}.visibleTaxCard{padding:16px;border:1px solid var(--border);border-radius:18px;background:rgba(255,255,255,.58)}.propertyCostsFocus{display:grid;grid-gap:10px;gap:10px;padding:16px;border:1px solid rgba(21,63,82,.18);border-radius:18px;background:linear-gradient(135deg,rgba(255,255,255,.82),rgba(232,241,245,.58))}.propertyBreakdownInline{display:grid;grid-gap:14px;gap:14px}.inlineDisclosure,.propertyBreakdownInline{padding:16px;border:1px solid rgba(21,63,82,.1);border-radius:18px;background:rgba(255,255,255,.72)}.inlineDisclosure summary{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;cursor:pointer;color:var(--text);list-style:none}.inlineDisclosure summary::-webkit-details-marker{display:none}.inlineDisclosureTitle{display:grid;grid-gap:4px;gap:4px}.inlineDisclosureTitle strong{color:var(--navy);font-size:.98rem;font-weight:850;letter-spacing:-.01em}.inlineDisclosureTitle span{color:var(--muted);font-size:.9rem;font-weight:500;line-height:1.4}.inlineDisclosureTotal{color:var(--muted);font-size:.86rem;font-weight:750;white-space:nowrap}.inlineDisclosureGrid{margin-top:16px}.buyingCostsSummary,.inlineDisclosureGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:12px;gap:12px}.buyingCostsSummary{margin-top:14px;padding:14px;border:1px solid rgba(21,63,82,.1);border-radius:16px;background:rgba(245,241,232,.72)}.buyingCostsSummary>div{display:grid;grid-gap:4px;gap:4px}.buyingCostsSummary span{color:var(--muted);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase}.buyingCostsSummary strong{color:var(--navy);font-size:clamp(1.1rem,2vw,1.35rem)}.rateStressControl{display:grid;grid-gap:10px;gap:10px;padding:14px;border:1px solid rgba(21,63,82,.1);border-radius:18px;background:rgba(255,255,255,.72)}.rateStressHeader{display:flex;align-items:center;justify-content:space-between;gap:12px}.rateStressHeader span{color:var(--muted);font-size:.78rem;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.rateStressHeader strong{color:var(--navy);font-size:.95rem}.rateStressButtons{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:8px;gap:8px}.rateStressButtons button{border:1px solid var(--border);border-radius:999px;background:rgba(245,241,232,.72);color:var(--muted);cursor:pointer;font-weight:800;padding:9px 10px}.rateStressButtons button.active{border-color:transparent;background:var(--navy);color:var(--cream)}.advancedInvestorAssumptions,.advancedTaxSettings,.otherUpfrontCosts{grid-column:1/-1}.propertyBreakdownIntro{display:grid;grid-gap:4px;gap:4px}.propertyBreakdownIntro strong{font-size:.98rem}.propertyBreakdownIntro p{margin:0;color:var(--muted);line-height:1.45;font-size:.9rem}.propertyBreakdownGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:14px;gap:14px}.propertyBreakdownGroupTitle{grid-column:1/-1;margin-top:2px;color:var(--muted);font-size:.76rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.propertyBreakdownGroupTitle.keyDrivers{margin-top:8px;color:var(--accent)}.keyCostDriverField{padding:12px;border:1px solid rgba(146,110,52,.24);border-radius:18px;background:linear-gradient(180deg,rgba(255,255,255,.92),rgba(251,246,235,.74))}.propertyBreakdownButton{justify-self:start;border:1px solid var(--border-strong);background:rgba(21,63,82,.08);color:var(--accent);border-radius:999px;padding:11px 14px;cursor:pointer;font-weight:700}.assumptionPromptList{display:grid;grid-gap:8px;gap:8px;margin-top:2px}.assumptionPrompt{margin:0;padding:10px 12px;border:1px solid rgba(146,110,52,.22);border-radius:14px;background:rgba(255,247,230,.72);color:#765a2e;font-size:.9rem;line-height:1.45}.infoCard{justify-content:center;min-height:54px;border:1px dashed var(--border);border-radius:16px;padding:14px 16px;background:rgba(255,255,255,.45)}.field{display:flex;flex-direction:column;gap:8px}.purchasePriceField{padding:12px;border:1px solid rgba(21,63,82,.18);border-radius:20px;background:radial-gradient(circle at 12% 18%,rgba(216,230,236,.86),transparent 34%),rgba(255,255,255,.72);box-shadow:0 18px 42px rgba(15,29,38,.07)}.purchasePriceField .input{min-height:66px;border-radius:18px;font-size:clamp(1.25rem,2vw,1.55rem);font-weight:850;letter-spacing:-.02em}.purchasePriceField .inputAffix{left:18px;color:var(--accent);font-size:1.35rem;font-weight:900}.purchasePriceField .inputWrap:has(.inputAffix) .input{padding-left:46px}.inputWrap{position:relative;display:flex;align-items:center}.input{width:100%;min-height:54px;padding:15px 16px;border-radius:16px;border:1px solid var(--border);background:var(--surface-strong);color:var(--text)}.input[aria-invalid=true]{border-color:#b65145;box-shadow:0 0 0 4px rgba(182,81,69,.08)}.selectInput{-webkit-appearance:none;-moz-appearance:none;appearance:none}.inputAffix{position:absolute;left:14px;color:var(--muted)}.inputAffix.right{right:14px;left:auto}.inputWrap:has(.inputAffix) .input{padding-left:34px}.inputWrap:has(.inputAffix.right) .input{padding-right:58px}.input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 4px rgba(29,93,77,.12)}.segmentedControl{display:inline-flex;flex-wrap:wrap;gap:4px;padding:4px;border-radius:18px;border:1px solid var(--border);background:var(--bg-strong)}.ghostButton,.segment,.sharePlaceholder button{border-radius:999px;padding:12px 16px}.segment{border:0;background:transparent;color:var(--muted);cursor:pointer}.segment.active{background:var(--accent);color:#f7f3ec}.fieldError{color:#8a3c32;font-size:.92rem;line-height:1.5}.ghostButton{margin-top:18px;border:1px dashed var(--border-strong);background:transparent;color:var(--text);cursor:pointer}.inlineHelper{margin:0}.summaryCard{display:grid;grid-template-columns:1.2fr 1fr;grid-gap:20px;gap:20px;background:linear-gradient(135deg,rgba(255,253,249,.98),rgba(232,241,245,.88))}.heroValue{margin:10px 0 14px;line-height:.95;color:var(--accent);font-size:clamp(3rem,8vw,5rem)}.summaryMetrics{display:grid;grid-gap:14px;gap:14px;grid-template-columns:repeat(2,minmax(0,1fr))}.ownerTaxNote,.resultCaveat{margin:10px 0 0;color:var(--muted);line-height:1.55}.resultCaveat{max-width:58ch;font-size:.94rem}.ownerTaxNote{max-width:54ch;padding:10px 12px;border:1px solid rgba(21,63,82,.14);border-radius:14px;background:rgba(255,255,255,.58);font-size:.92rem}.estimateCompleteness{display:grid;grid-gap:9px;gap:9px;max-width:360px;margin-top:16px;padding:13px 14px;border:1px solid rgba(21,63,82,.14);border-radius:16px;background:rgba(255,255,255,.62)}.estimateCompleteness>div:first-child{display:flex;justify-content:space-between;gap:14px;color:var(--muted);font-size:.88rem}.estimateCompleteness strong{color:var(--text);font-size:.9rem;text-align:right}.estimateCompleteness p{margin:-1px 0 0;color:var(--muted);font-size:.82rem;line-height:1.38}.completenessTrack{height:7px;overflow:hidden;border-radius:999px;background:rgba(21,63,82,.12)}.completenessTrack span{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,#b06a3c,var(--accent))}.metricCard{min-height:110px;padding:18px;border-radius:20px;border:1px solid var(--border);background:rgba(255,255,255,.8);display:flex;flex-direction:column;justify-content:space-between}.metricCard strong{font-size:1.8rem;margin-top:10px}.confidenceNote{margin:-4px 0 20px;padding:0 6px}.summaryActionRow{display:flex;align-items:center;gap:14px;margin-bottom:20px;padding:14px 16px;border-radius:18px}.summaryActionRow .actionButton{margin-top:0;flex-shrink:0}.summaryActionHint{color:var(--muted)}.insightList,.resultsGroups,.resultsTable{display:grid;grid-gap:10px;gap:10px}.resultsGroups{gap:18px;margin-top:18px}.resultGroup,.resultsFormula{border:1px solid var(--border);border-radius:18px;background:rgba(255,255,255,.72)}.resultsFormula{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:16px 18px}.resultsFormula span{color:var(--muted);line-height:1.5}.resultsFormula strong{font-size:1.15rem}.subtleFormula{display:grid;grid-template-columns:1fr auto;align-items:flex-start}.subtleFormula small{color:var(--accent);font-size:.86rem;font-weight:750;grid-column:1/-1;line-height:1.45}.resultGroup{padding:18px 18px 10px}.resultGroupHeader{margin-bottom:8px}.resultGroupHeader h3{margin:0 0 6px;font-family:Georgia,Times New Roman,serif;font-size:1.2rem}.resultGroupHeader p{margin:0;color:var(--muted);line-height:1.55}.resultRow{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-gap:16px;gap:16px;align-items:start;padding:16px 0;border-bottom:1px solid var(--border)}.resultRow:last-child{border-bottom:0;padding-bottom:0}.insightPanel{background:linear-gradient(135deg,rgba(216,230,236,.88),rgba(255,252,247,.92))}.insightList p{margin:0;padding:16px 18px;background:rgba(255,255,255,.72);border:1px solid var(--border);border-radius:18px}.comparisonShell{overflow-x:auto;margin-top:18px}.comparisonCards{display:none}.comparisonPriorityPanel{margin:0 0 24px}.comparisonTable{min-width:860px;display:grid;grid-template-columns:1.25fr 1fr 1fr;border:1px solid var(--border);border-radius:18px;overflow:hidden}.comparisonCell,.comparisonHeader{padding:16px 18px;background:rgba(255,255,255,.74);border-bottom:1px solid var(--border)}.comparisonHeader{font-weight:700;background:var(--accent-soft)}.comparisonCell{border-right:0}.comparisonCell.label{font-weight:600}.comparisonFootnote{margin:12px 0 0;color:var(--muted);font-size:.94rem;line-height:1.5}.comparisonCard{padding:16px;border:1px solid var(--border);border-radius:18px;background:rgba(255,255,255,.74)}.comparisonCard h3{margin:0 0 12px;font-family:Georgia,Times New Roman,serif}.comparisonCardRow{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-top:1px solid var(--border)}.comparisonCardRow span{color:var(--muted)}.comparisonCardRow strong{text-align:right}.briefPanel{background:linear-gradient(180deg,rgba(255,252,247,.96),rgba(229,237,241,.82))}.briefGrid,.snapshotGrid{grid-template-columns:repeat(4,minmax(0,1fr))}.briefGrid>div,.snapshotGrid>div{padding:18px;border:1px solid var(--border);border-radius:18px;background:rgba(255,255,255,.7)}.briefGrid strong,.snapshotGrid strong{display:block;margin-top:10px;font-size:1.35rem}.snapshotPanel{background:linear-gradient(135deg,rgba(255,253,249,.96),rgba(232,241,245,.88))}.snapshotGrid{display:grid;grid-gap:14px;gap:14px}.snapshotGrid small{display:block;margin-top:8px;color:var(--muted);line-height:1.45}.snapshotDutyRelief{display:grid;grid-gap:4px;gap:4px;margin-top:10px;padding-top:10px;border-top:1px solid rgba(21,63,82,.1);color:var(--muted);font-size:.86rem;line-height:1.35}.snapshotDutyRelief strong{margin-top:0;color:var(--accent);font-size:.9rem}.sharePlaceholder{display:flex;flex-wrap:wrap;gap:12px}.sharePlaceholder button{border:1px dashed var(--border-strong);background:rgba(255,255,255,.66);color:var(--muted)}.savedScenarioList{display:grid;grid-gap:14px;gap:14px}.disclaimerDisclosure{border:1px solid var(--border);border-radius:18px;background:rgba(255,255,255,.72);padding:14px 16px}.disclaimerDisclosure summary{cursor:pointer;font-weight:600;color:var(--text);list-style:none}.disclaimerDisclosure summary::-webkit-details-marker{display:none}.disclaimerDisclosure[open] summary{margin-bottom:12px}.savedScenarioMain{width:100%}.savedScenarioHeader{display:flex;align-items:flex-start;justify-content:space-between;gap:14px}.savedScenarioMeta{display:inline-block;margin-bottom:8px;color:var(--muted);font-size:.88rem;letter-spacing:.04em;text-transform:uppercase}.savedScenarioCard,.savedScenarioEmpty{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px;border-radius:18px;border:1px solid var(--border);background:rgba(255,255,255,.72)}.savedScenarioCard p,.savedScenarioEmpty p{margin:8px 0 0;color:var(--muted)}.savedScenarioMetrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:12px;gap:12px;margin-top:16px}.savedScenarioMetrics>div{padding:14px;border-radius:16px;background:rgba(255,255,255,.82);border:1px solid rgba(164,152,132,.18)}.savedScenarioMetrics strong{display:block;margin-top:8px;font-size:1.1rem}.savedMetricLabel{color:var(--muted);font-size:.88rem}.savedScenarioActions{display:flex;gap:10px}.savedScenarioActions button{border:1px solid var(--border-strong);background:rgba(255,255,255,.88);color:var(--text);border-radius:999px;padding:10px 14px;cursor:pointer;transition:opacity .18s ease,transform .18s ease}.savedScenarioActions button:disabled{cursor:wait;opacity:.58}.savedScenarioActions .dangerGhost{border-style:dashed;color:#8a3c32}.brandFooter{display:grid;grid-template-columns:1.15fr 1fr;grid-gap:18px;gap:18px;padding:20px;margin-top:20px}.brandFooter p{margin:8px 0 0;color:var(--muted);line-height:1.6}.brandFooterMeta{display:grid;grid-gap:10px;gap:10px;align-content:start;color:var(--muted)}.mobileStickySummary{display:none}@media (max-width:960px){.advancedGrid,.briefGrid,.commandIntro,.commandProofGrid,.conversionGrid,.coreGrid,.depositCardGrid,.depositHeroHeading,.explainerPanel,.fhbSupportControls,.fhbSupportGrid,.fhbSupportHeader,.formSplit,.hero,.heroBullets,.methodGrid,.moneyCaseGrid,.quickProofGrid,.salesFormGrid,.snapshotGrid,.summaryCard,.topHeroContent,.trustRibbon,.verdictMetrics,.verdictPanel{grid-template-columns:1fr}.commandGrid,.scenarioSetupGrid{grid-template-columns:repeat(2,minmax(0,1fr))}.brandHomeHero,.brandPrinciples{grid-template-columns:1fr}.brandHomeHero{min-height:auto;padding-top:18px}.brandHomeImage{order:-1;min-height:380px}.brandPrincipleGrid{grid-template-columns:1fr}.brandPrincipleGrid article{min-height:auto}.brandContactBand{align-items:flex-start;flex-direction:column}.cloudSaveBanner,.cookieConsentBanner,.pricingPanel{align-items:stretch;flex-direction:column}.pricingPanel{gap:14px}.pricingPanel .savedScenarioMeta{display:block;margin-bottom:8px}.pricingActions,.pricingActions button{width:100%}.cookieConsentActions,.emailLoginRow{flex-direction:column}.emailLoginRow input{min-width:0;width:100%}.buyingCostsSummary,.inlineDisclosureGrid{grid-template-columns:1fr}.topVisualHero{min-height:clamp(500px,68vw,600px)}.topHeroImage:after{background:linear-gradient(90deg,rgba(0,0,0,.78) 0,rgba(0,0,0,.62) 42%,rgba(0,0,0,.2) 70%,rgba(0,0,0,.16)),linear-gradient(0deg,rgba(0,0,0,.5),transparent 42%)}.topHeroCopy{max-width:min(58vw,460px)}.topHeroCopy h1{max-width:8ch}.topHeroCopy>p:not(.eyebrow):not(.heroTrustLine){max-width:min(46vw,28rem)}.topHeroProof{justify-self:start;max-width:420px}.brandHoldingCard{padding:40px 22px}.brandHoldingLeaf{width:min(340px,74vw);height:min(340px,74vw)}.heroMoodboard{min-height:clamp(340px,58vw,520px)}.explainerImage{min-height:280px}.cloudSaveBanner,.savedScenarioCard,.savedScenarioEmpty{align-items:flex-start;flex-direction:column}.brandFooter,.brandHeader,.savedScenarioMetrics,.summaryMetrics{grid-template-columns:1fr}.leafMain{left:84px;top:42px}.leafAccent{left:180px;top:98px}.leafShadow{left:54px;top:126px}.heroLeafStem{left:164px;top:158px}}@media (max-width:640px){.brandHoldingShell,.pageShell{width:min(100% - 20px,100%);padding:14px 0 110px}.brandHeader{gap:5px;justify-content:center;min-height:68px;padding:7px 12px 8px;margin-bottom:10px}.brandWordmark{width:100%;justify-content:center;gap:9px}.brandFullLogoImage{width:148px}.brandHeaderLinks{width:100%;justify-content:center;gap:14px;row-gap:6px;padding-top:0;font-size:.88rem}.taxTreatmentCard{padding:15px;border-radius:18px}.scenarioSetupGrid{grid-template-columns:1fr;gap:14px}.fhbSupportCard{gap:14px;padding:16px;border-radius:22px}.fhbSupportHeader{gap:10px}.fhbSupportBadge{justify-self:start}.fhbReliefNumbers>div,.fhbSchemeCompare>div{display:grid;grid-gap:4px;gap:4px}.fhbReliefNumbers strong,.fhbSchemeCompare strong{text-align:left;white-space:normal}.scenarioSetupGrid .segmentedControl{flex-wrap:wrap;overflow:visible}.scenarioSetupGrid .segment{flex:1 1 min(160px,100%);min-height:44px;white-space:normal;text-align:center}.taxTreatmentCardHeader{display:grid}.taxTreatmentCardHeader small{width:-moz-fit-content;width:fit-content}.taxTreatmentControlGrid{grid-template-columns:1fr}.heroCopy,.heroStat,.panel,.summaryCard{padding:20px;border-radius:22px}.brandHoldingCard{padding:24px 8px}.brandHoldingCopy h1{font-size:clamp(2.6rem,10vw,3.5rem)}.brandHoldingLine{font-size:1rem}.scenarioSetupGrid{gap:10px;margin-bottom:14px;padding:10px;border-radius:16px}.scenarioSetupGrid .segment{padding:9px 10px;font-size:.86rem}.scenarioSetupGrid .visibleTaxCard{grid-column:1/-1}.taxDetailsInline{padding:12px}.inlineDisclosureGrid,.taxDetailsInline{grid-template-columns:1fr}.rateStressHeader{align-items:flex-start;flex-direction:column;gap:4px}.rateStressButtons{grid-template-columns:repeat(2,minmax(0,1fr))}.brandHomeShell{width:min(100% - 20px,100%);padding:18px 0 96px}.brandHomeHero{gap:20px;padding-bottom:30px}.brandHomeImage{min-height:300px}.brandHomeCopy h1{max-width:11ch;font-size:clamp(2.45rem,2.75rem,3rem)}.brandHomeLead{font-size:1rem}.brandContactBand .primaryAction,.brandHomeActions .primaryAction,.brandHomeActions .secondaryAction{width:100%}.brandContactBand,.brandPrinciples{padding:30px 0}.brandContactBand h2,.brandPrinciplesIntro h2{font-size:clamp(1.95rem,2.2rem,2.35rem)}.brandHoldingLeaf{width:min(280px,78vw);height:min(280px,78vw)}.heroMoodboard{min-height:330px;border-radius:20px;margin-bottom:16px}.commandPanel,.comparisonToolShell,.depositHeroPanel,.explainerPanel{padding:18px;border-radius:24px}.topVisualHero{min-height:0;display:grid;grid-gap:14px;gap:14px;padding:18px;border-radius:28px;background:radial-gradient(circle at 80% 0,rgba(255,248,236,.9),transparent 44%),linear-gradient(180deg,rgba(255,253,248,.98),rgba(246,240,231,.96));color:var(--text);box-shadow:0 22px 54px rgba(12,29,39,.13)}.topHeroMobileIntro{display:grid;grid-gap:10px;gap:10px;padding:2px 4px 0}.topHeroMobileIntro .eyebrow{margin:0;color:rgba(17,41,55,.62);font-size:.66rem;letter-spacing:.13em}.topHeroMobileIntro h1{max-width:12ch;margin:0;color:var(--text);font-family:Georgia,Times New Roman,serif;font-size:clamp(2rem,9vw,2.85rem);line-height:.93;letter-spacing:-.035em;text-wrap:balance}.topHeroImage{position:relative;inset:auto;overflow:hidden;min-height:0;aspect-ratio:1.18/1;border-radius:24px;box-shadow:0 18px 42px rgba(12,29,39,.16)}.topHeroImage:after{background:linear-gradient(180deg,rgba(0,0,0,.02),rgba(0,0,0,.16))}.topHeroImage .heroImage{object-position:center center;transform:none}.heroIllustrativeNote{right:12px;bottom:12px;padding:6px 9px;font-size:.62rem;letter-spacing:.07em}.topHeroContent,.topHeroCopy{display:block;width:100%;min-height:0;padding:0}.topHeroCopy{max-width:none;margin:0;background:transparent;box-shadow:none;-webkit-backdrop-filter:none;backdrop-filter:none}.topHeroCopy .eyebrow,.topHeroCopy h1,.topHeroCopy>p:not(.heroTrustLine){display:none}.heroCtaRow{display:block;margin-top:0;padding-top:0}.primaryHeroCta,.secondaryHeroCta{width:100%;min-height:48px;padding:11px 18px;font-size:.98rem}.primaryHeroCta{color:#112937;background:#fff4c9;box-shadow:0 14px 30px rgba(97,70,13,.16)}.upfrontBreakdown{grid-template-columns:repeat(2,minmax(0,1fr))}.heroTrustLine,.secondaryHeroCta,.topHeroProof{display:none}.investorViewHero{grid-template-columns:1fr}.investorBridge,.investorWaterfall,.realityMetricCard{padding:16px;border-radius:20px}.realityMetricCard strong{font-size:1.35rem}.waterfallRow{grid-template-columns:1fr;gap:8px}.waterfallLabel{align-items:center}.waterfallTrack{height:18px}.propertyBreakdownGrid{grid-template-columns:1fr}.commandIntro h2{max-width:100%;font-size:clamp(1.9rem,8vw,2.55rem);line-height:1.02}.commandIntroCopy>p:last-child{margin-top:10px;font-size:.96rem}.commandProofGrid{gap:10px}.commandProofGrid div{min-height:auto;padding:14px}.advancedIntro,.advancedSection{padding:15px;border-radius:18px}.advancedSectionHeading{align-items:flex-start;flex-direction:column;gap:8px}.advancedSectionGrid,.compactSummaryGrid{grid-template-columns:1fr}.assumptionSummaryCard{min-height:auto}.commandGrid{grid-template-columns:1fr;padding:10px}.depositHeroHeading h2,.explainerCopy h2{max-width:100%}.depositHeroMetric strong{font-size:clamp(2.1rem,13vw,3rem)}.depositMetricStack div{align-items:flex-start}.mobileComparisonToggle{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:8px;gap:8px;margin:0 0 14px;padding:4px;border-radius:999px;background:rgba(21,63,82,.08)}.mobileComparisonToggle button{border:0;border-radius:999px;padding:11px 12px;background:transparent;color:var(--muted);cursor:pointer}.mobileComparisonToggle button.active{background:var(--accent);color:#fff}.depositDecisionCard.mobilePairHidden{display:none}.upfrontBreakdown{grid-template-columns:1fr}.calculationLine{max-width:100%;font-size:.875rem;line-height:1.35;overflow-wrap:break-word}.explainerImage{min-height:220px}.hero h1{font-size:clamp(2.2rem,11vw,3.2rem);max-width:100%}.leafMain{width:140px;height:180px;left:72px;top:34px}.leafAccent{width:94px;height:120px;left:148px;top:82px}.leafShadow{width:102px;height:132px;left:42px;top:102px}.heroLeafStem{height:168px;left:142px;top:130px}.resultRow{grid-template-columns:1fr}.resultsFormula{flex-direction:column;align-items:flex-start}.metricCard{min-height:auto}.brandHeader{align-items:center;flex-direction:column}.summaryActionRow{align-items:flex-start;flex-direction:column}.segmentedControl{display:flex;flex-wrap:nowrap;overflow-x:auto}.segment{flex:1 0 auto;white-space:nowrap;padding:11px 12px;font-size:.92rem}.comparisonShell{overflow-x:visible}.comparisonTable{display:none}.comparisonCards{display:grid;grid-gap:12px;gap:12px;margin-top:18px}.mobileStickySummary{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;display:none;grid-template-columns:minmax(0,1fr) minmax(0,1fr) auto;gap:10px;align-items:center;padding:10px 12px;border-radius:18px;opacity:0;transform:translateY(16px);transition:opacity .18s ease,transform .18s ease}.mobileStickySignature{position:absolute;right:10px;bottom:8px;width:12px;height:auto;opacity:.22;pointer-events:none}.mobileStickySummary.isVisible{display:grid;opacity:1;transform:translateY(0)}.mobileStickySummary span{display:block;color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}.mobileStickySummary strong{display:block;margin-top:4px;font-size:.98rem}.mobileStickySummary button{border:1px solid var(--border-strong);background:var(--accent);color:#fff;border-radius:999px;padding:10px 14px}.mobileStickyMessage{grid-column:1/-1;margin:-2px 0 0;color:var(--muted);font-size:.82rem;line-height:1.3}}@media (prefers-reduced-motion:reduce){*,:after,:before{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}@media print{body{background:#fff}#calculator,#disclaimer,.brandFooterMeta,.brandHeader,.comparisonPriorityPanel,.confidenceNote,.ghostButton,.hero,.insightPanel,.mobileStickySummary,.printButton,.sharePanel,.summaryActionRow{display:none!important}.pageShell{width:100%;padding:0}.panel,.summaryCard{box-shadow:none;border-color:#ddd;page-break-inside:avoid;break-inside:avoid}.briefPanel,.summaryCard{margin-bottom:16px}}